TERMS OF SERVICE

Last Updated & Effective Date: June 24, 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. This website is owned and operated by CGB Tech Solutions. By accessing or using our website, you agree to be bound by these Terms of Service and all terms incorporated by reference. If you do not agree to all of these terms, do not use this website.

1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you,” “user,” or “visitor”) and CGB Tech Solutions (“we,” “us,” or “our”), concerning your access to and use of our website, including any mobile web variants, subdomains, and related content or services (collectively, the “Site”). By continuing to browse, access, or interact with the Site, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

2. Privacy and Cookie Policy Consent

Your privacy is important to us. Our collection, use, and disclosure of technical data, tracking mechanisms, and user information are governed by our Privacy Policy. The Site utilizes standard analytical, tracking, and visitor identification scripts (including tools used to analyze traffic and business interactions) to optimize service delivery. Execution of these operational tracking scripts is contingent upon, and subject to, your selections within our website consent management interface (cookie banner) where applicable under governing law.

3. Intellectual Property Rights

Unless otherwise indicated, the Site, including all source code, databases, website architecture, software, designs, audio, video, text, photographs, graphics, and trademarks displayed on the Site (collectively, the “Content”) are owned or licensed by us, and are protected by copyright, trademark, and unfair competition laws. The Content is provided on the Site “AS IS” for your information and professional use only. No part of the Site or Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.

4. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. As a condition of your use, you agree not to:

  • Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.

  • Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information.

  • Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site.

  • Engage in automated scanning, automated analysis of network data transit via browser development tools, or programmatic data collection intended to establish a basis for consumer or privacy-related adversarial claims or manufactured disputes.

  • Use any information obtained from the Site in order to harass, abuse, or harm another person or entity.

5. Third-Party Links and Tools

The Site may contain links to third-party websites or services, or integrate software components, third-party analytics scripts, marketing automation codes, or business intelligence frameworks that transfer technical routing or network data. We do not monitor, endorse, or assume liability for the data processing practices, privacy mechanics, or compliance architectures of any third-party providers. You acknowledge that interactions with third-party extensions are performed at your own discretion and risk.

MANDATORY NOTICE REGARDING DISPUTE RESOLUTION

Section 6 contains a binding individual arbitration clause and a class-action waiver. By agreeing to these Terms, you waive your right to resolve any dispute through a court trial or to participate in any class-action lawsuit or class-wide arbitration against CGB Tech Solutions.

6. Dispute Resolution & Binding Individual Arbitration

6.1 Initial Informal Resolution. To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms, the Site, or its operational tracking scripts (each a “Dispute” and collectively, “Disputes”), you and CGB Tech Solutions agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating any formal proceeding. Such informal negotiations commence upon receipt of a written notice containing a detailed statement of facts, alleged violations, and requested remedy.

6.2 Agreement to Binding Arbitration. IF THE PARTIES ARE UNABLE TO RESOLVE A DISPUTE THROUGH INFORMAL NEGOTIATIONS, THE DISPUTE WILL BE FOREVER, EXCLUSIVELY, AND FINALLY RESOLVED BY BINDING INDIVIDUAL ARBITRATION. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes, available at the AAA website (www.adr.org).

6.3 Restrictions and Class-Action Waiver. THE PARTIES AGREE THAT ANY ARBITRATION SHALL BE LIMITED TO THE DISPUTE BETWEEN THE PARTIES INDIVIDUALLY. TO THE FULL EXTENT PERMITTED BY LAW: (A) NO ARBITRATION SHALL BE JOINED WITH ANY OTHER PROCEEDING; (B) THERE IS NO RIGHT OR AUTHORITY FOR ANY DISPUTE TO BE ARBITRATED ON A CLASS-ACTION BASIS OR TO UTILIZE CLASS ACTION PROCEDURES; AND (C) THERE IS NO RIGHT OR AUTHORITY FOR ANY DISPUTE TO BE BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR ANY OTHER PERSONS.

6.4 Venue and Location. The arbitration will take place at a location determined in accordance with AAA rules, or via virtual/telephonic hearings if mutually agreed. If formal litigation is required to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator, the parties agree to submit to the exclusive personal jurisdiction and venue of the state and federal courts located within the state where CGB Tech Solutions maintains its primary operational offices.

7. Disclaimer of Warranties

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE.

8. Limitation of Liability

IN NO EVENT WILL CGB TECH SOLUTIONS OR ITS DIRECTORS, EMPLOYEES, CONSULTANTS, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO A MAXIMAL AGGREGATE SUM OF ONE HUNDRED U.S. DOLLARS ($100.00).

9. Severability and Modifications

We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of these Terms. It is your responsibility to periodically review these Terms to stay informed of updates. If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.

10. Contact Information

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us directly via the designated corporate contact channels listed on our primary contact page.

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